Welcome

Well, this is it.
One of my New Year's Resolutions was to start a BLOG. Why? I truly have no idea.
It's something to do, I suppose.
Now, I'll warn anyone who decides to stick with me on this, I'm not much of a writer. I also have ADD (ADHD-PI), so I don't think in one direction, generally speaking.
Just a heads up.
So, "what's this blog about?" you ask? I haven't the foggiest. I'm not going to pick one subject. I'll blog the various things on my mind over time, hopefully I'll get to blog something funny, relavent, or even passable.
If you have any topics, feel free to let me know.

First on my list;
Why on Earth do people blame their credit card companies for problems that could have easily been fixed.
I work in customer service for a major credit card company (I won't say which one), and I DAILY receive calls from people who simply seem to lack the ability to take responsibility for their own laziness\errors\lack of responsibility. Living in Canada, and dealing with Canadian clients, I would have thought that perhaps things would be a little more on the pleasant\polite side... how wrong I was.
Look, you can't blame your credit card company for half of the crap they put you through. That's like neglecting to house-train a puppy, and then, 4 years later when the 100+ pound mini-horse shits on the furniture, getting angry and calling the puppymill that you "rescued" it from. Once it's in your hands, and you use it, it's up to you to take care of it. Now, I know that it's a big responsibility, but you can handle it, right? I mean, what's a short term loan when compared to all the other things in your life, right?
So if your interest rate has jumped up, "suddenly", and you are mad at someone, remember that when you point at someone, 3 other fingers are pointing right back at you. And one of those fingers is flipping you the bird.
1)- I don't care what Oprah says. Oprah doesn't run a multinational financial corporation. Oprah doesn't need to worry about interest rates, she has people she pays to pay people to make sure that she's always in the black (Oho! I get it... she is black, and has lots of money! Oho!--Thanks Fouad.) Oprah has more money than God. Literally more. How many charities need donations? How many foodbanks, schools, churches, medical organizations etc? How many of those above are affiliated with SOMEKINDA religion? How much money is Oprah's shoe closet worth?
More money than God. Oprah doesn't have problems with creditors. Oprah doesn't need short term credit, but she probably gets it anyways, why? Because she has more money than God.
2)- If your religion forbids you from paying interest, ask yourself; which is more important- The credit card that will charge you interest if your payment is late, that you really don't use all that much? or your core system of beliefs and values which you have chosen to live by and raise your family with? Nuf Sed.
3)- Did you REALLY not get your statement last month, or did you just not open it?
Seriously. Check the pile of bills in the corner. I'll wait. Seriously, I'll wait.
Oh, it's unopened in the trash? Gee... and the one you threw away is the one that warned you your interest rate would be going up 3 months in the future, due to the previous 5 late payments you made? And it had a notice on it to call us so we can keep you at your normal interest rate? And it was dated 2 years ago today? Awwww.
Muffin.
4)- Read the contract. Why would you sign or use anything without reading it first?
Honestly, if it's too much work, than you don't need it.
Anywho, it's late.
I'll be back soon with another something or the other.
Dream well.